Commercial Insurance Food Loss Investigations

ProCheck Food Safety is a leader in food loss and claims investigations involving food contamination. We have over 20 years experience working with law firms, claims adjustors, salvers and top insurance carriers. Carl LaFrate has investigated claims throughout the United States, Canada, Mexico and the Caribbean. He has saved insurance carriers millions of dollars in claims payouts as well as validating multi-million dollar loss claims. His experience in the food industry is broad based and includes food processors, distributors, retail and producers. He has been named as an expert witness in many complex lawsuits and has aided top law firms in settling claims prior to trial. His has given numerous depositions and has appeared as an expert witness in litigation proceedings. His ability to sort out the root cause of losses aids attorneys and insurers in settling claims or avoiding payouts entirely.

ProCheck has experience investigating all types of claims involving food.

  • Perishable and non-perishable food losses due to catastrophes caused by refrigeration failures. This includes power losses from natural disasters such as hurricanes, tornadoes, floods, fires, wind and ice. Contamination events relative to ammonia leaks. Carl has saved insurers millions of dollars by salvaging food in these events.
  • He has experience working with federal and state regulators as well as salvers.
  • Contamination events relative to processing failures, microbiological issues and poor food safety and quality management.
  • Contamination events relative to all type of food packaging failures.
  • Contamination caused by any type of pest associated with food loss.

Carl LaFrate’s reputation with insurers, law firms, claims adjustors and food companies was put in perspective during a conference call with a National Claims Adjuster for a global insurance carrier:

“Our exposure from this event is 35M. We need an expert to validate what went wrong, how it happened and whether or not the insured took the proper steps to mitigate the loss. Carl will let us know where we stand in this claim and he will be a valuable resource in the adjustment process.”

» view Carl LaFrate’s CV (curriculum vitae)